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The Gem MD waiting room and front desk, with a children’s play table
Coverage Options

Catastrophic, dental, and vision coverage for our patients.

Exclusive referral partnerships that pair with your Direct Primary Care membership. Catastrophic cost sharing, dental, and vision, all in one place.

Why It Matters

Coverage that pairs with your DPC membership

Direct Primary Care covers your everyday medical needs: unlimited office visits, direct access to your provider by phone, text, and email, and no copays. It is not designed to cover hospital stays, ER visits, or surgery.

Catastrophic coverage is strongly recommended, though not required, for Direct Primary Care members. If you already have a low monthly premium plan, keep it. The greatest savings usually come from pairing your Gem MD membership with a low-premium plan or a health-sharing plan like Sedera.

Catastrophic Coverage

Our partnership with Sedera Health Share

We have partnered with Sedera Health Share to offer exclusive, low-premium catastrophic coverage to Gem MD patients. Catastrophic coverage helps with the hefty medical bills that come from hospital stays, ER visits, and surgery.

Because our patients are already being seen and cared for by quality health professionals at Gem MD, Sedera has agreed to offer catastrophic coverage at a highly discounted rate. This rate is available exclusively to patients enrolled in our Direct Primary Care clinic.

View the Sedera Health Brochure or enroll online.

For pricing and enrollment, contact our agent Sean Pfeiffer at 214-718-8806 or spfeiffer@referenceinsurance.com.

Your Choice

Three ways to handle catastrophic coverage

As a Gem MD patient, the choice is yours.

Keep what you have

Stay with the catastrophic coverage you already have if it's already working for you.

Enroll in Sedera Health Share

Get exclusive catastrophic coverage at a highly discounted rate, available only to patients enrolled in our Direct Primary Care clinic.

Go without

Choose to go without catastrophic coverage.

Dental & Vision

Low-cost dental and vision through Spirit

We have partnered with Spirit Dental and Vision to offer low-cost dental and vision insurance. Purchase these plans individually or bundle them together for greater savings.

For plan details and enrollment, contact our agent Sean Pfeiffer at 214-718-8806 or spfeiffer@referenceinsurance.com.

Need your new patient forms or HIPAA documents? Find them on our patient resources page.

Have Questions?

Ready to get covered?

Contact our insurance partner to enroll in Sedera Health Share or Spirit Dental and Vision.