Direct Primary Care covers your everyday medical needs: unlimited office visits, direct access to your provider by phone, text, and email, and no copays. It is not designed to cover hospital stays, ER visits, or surgery.
Catastrophic coverage is strongly recommended, though not required, for Direct Primary Care members. If you already have a low monthly premium plan, keep it. The greatest savings usually come from pairing your Gem MD membership with a low-premium plan or a health-sharing plan like Sedera.
